Bank of America and Fair Isaac Corporation do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Bank of America and Fair Isaac Corporation are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. Requesting your FICO® Score as a part of the FICO® Score Program will not negatively impact your score. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. TransUnion and Fair Isaac are third parties not affiliated with Bank of America and Bank of America makes no representation or warranty related to the FICO® Score. Bank of America and other lenders may use other credit scores and additional information to make credit decisions. Your FICO® Score is created using Fair Isaac Corporation’s proprietary model and is solely determined by the information in your file at TransUnion at the time your FICO® Score is calculated. Your FICO® Score is based on data from TransUnion® and may be different from other credit scores. The feature is accessible through Online Banking, the Mobile website, and the Mobile Banking app for iPhone and Android devices. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The FICO® Score Program is for educational purposes and for your non-commercial, personal use.
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